Are next of kin responsible for care home fees?
No, your finances nor the finances of other relatives will be taken into consideration during a financial assessment (means test). Therefore, despite being next of kin you are not responsible for paying care home fees, however, you may wish to contribute towards costs if your loved one’s budget does not cover your preferred care home.
Can you refuse to pay care home fees?
Unfortunately, if your loved one has assets or savings that exceed £23,250, they will be expected to use this to pay care home fees.
What happens when the money runs out?
If your loved one’s savings drop below £23,250, they may qualify for financial support. To prevent disruption to care, it is recommended that you arrange for a needs assessment and means test ahead of your loved one’s funds dropping below £23,250.
How much money can you have before you have to pay for care?
If your loved one has assets or savings that total more than £23,250, they will have to pay for their own residential care until their assets drop below this amount.